Overview

The technology and data framework used for credit management is over 30 years old, currently dominated by FICO and Credit Bureaux. The timing is now right to fundamentally disrupt the way consumer credit is administered. Our platform Ether Underwrite is creating industry leading improvements in higher application approvals (15-40%) and lower credit losses (10-25%) with all the regulatory explainability (model explainability, FCRA compliant adverse action reasoning and SR 11-7 compliance). Scienaptic uses alternate data, raw trade line level bureau data and AI to help banks find new credit eligible segments of customers.

Locations

Headquarter
  • Location

    224W 35th Street Suite 800 NYC New York United States 10001

Focus Area

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Focus Service

Focus Client

  • Small Business (<$100000) 80%
  • Medium Business ($100001 - $500000) 20%

Focus Industry

  • Financial & Payments 100%

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