Overview About Software Service & Innovation

Industry: Telecom, Fintech   Client location: Switzerland  Technologies: Java, Spring, MS-SQL, mongoDB Team: 15 + specialists  Duration of partnership: 2012 - ongoing Echovox is the European leader in mobile payment focusing on monetizing web and traditional media audiences with transaction-enabled mobile services. Echovox also provides secured SMS 2-factor authentication tools via its API, so each year hundreds of millions of SMS-messages (from banks, e-commerce sites, and mobile virtual operators) are processed by Echovox.  Echovox was founded in Geneva and has grown rapidly by focusing on providing a unified interface to the mobile world. For more than 20 years, Echovox has built an extended knowledge in facilitating mobile payments for its partners. Large media companies, TV and radio stations and Mobile content providers are relying on its unique platform to monetize their audiences in 20+ countries.

At Software Service & Innovation (SSI), we specialize in developing cutting-edge fintech solutions that simplify payments and drive business growth. As a trusted development partner, we bring our expertise in payment systems, security, and digital transformation to deliver seamless and scalable solutions. One of our standout achievements is Paidle, a next-generation invoice payment platform designed to offer a frictionless checkout experience for both businesses and consumers. Revolutionizing Payments with Paidle Developed by SSI, Paidle redefines the way payments are processed, offering businesses a secure, user-friendly, and conversion-optimized alternative to traditional payment methods. Unlike credit card payments, Paidle allows customers to shop without sharing sensitive financial details—just their name and address are enough to complete a purchase. This Buy Now, Pay Later (BNPL) model enhances convenience while maintaining security. Why Businesses Choose Paidle Paidle is designed to maximize conversions and simplify payment processing for merchants. Key benefits include: ? Mobile-First Optimization – A seamless checkout experience across all devices, ensuring high user engagement and satisfaction. ? Invoice Payment – A preferred payment method in Switzerland, allowing customers to pay after receiving their goods, increasing trust and reducing cart abandonment. ? Easy Integration – Through SSI’s powerful API, merchants can fully customize their payment experience without redirection, ensuring higher conversion rates. ? AI-Powered Credit Scoring – Advanced machine learning algorithms analyze multiple data sources to assess risk and reduce fraud. ? Omnichannel Support – Businesses can offer invoice payments across both online and offline channels, ensuring a unified payment experience. ? Merchant Console – Real-time analytics, sales tracking, and report generation provide full visibility and control over transactions. Seamless Payment Experience for Customers For shoppers, Paidle makes online purchases safer, faster, and more convenient: ? No Credit Card Needed – Customers only provide their name and address—no banking details required. ? Try Before You Pay – Buyers receive their goods first and have 20 days to complete the payment. ? Flexible Invoicing – Customers can choose between electronic or paper invoices for added convenience. ? Easy Checkout Process – A few simple clicks, and the transaction is complete! SSI: A Development Partner You Can Trust At SSI, we don’t just build payment solutions—we create experiences that empower businesses and improve customer trust. From designing and integrating custom payment flows to providing ongoing technical support, we ensure that businesses can scale effortlessly. Our expertise in fintech and payments guarantees a secure, compliant, and future-ready solution tailored to the evolving needs of modern commerce. With Paidle, powered by SSI, businesses can optimize their payment processes, increase sales, reduce risk, and enhance customer satisfaction—all with a seamless and fully integrated solution. Looking to innovate your payment strategy? Partner with SSI and unlock the future of frictionless transactions!

Industry: Artificial Intelligence Client location: Switzerland Technologies: Python / JS-React / mongoDB Team: 5+ specialists  Duration of partnership: 2019 - ongoing Founded in 2019, Ketl is a young startup specializing in applying artificial intelligence to document management. The company’s mission is to make Artificial Intelligence available not only to large firms but also to Small and Medium Businesses that struggle with administrative tasks. Ketl is famous for its data scientists, IT engineers, web designers, as well as professionals from other industries that continuously help build tools adapted to real life challenges.

Industry: Fintech, E-Commerce Client location: France Technologies: Java, JavaScript: React, MongoDB, ELK (ElasticSearch-Logstash-Kibana) Team: 15+ specialists  Duration of partnership: 2020 - ongoing Nexway is dedicated to expanding the online presence and sales potential of software, retail and service companies in 140 countries around the world. Nexway brings together cutting-edge technology, a comprehensive suite of industry-leading e-commerce and payment solutions, and a hands-on team of industry experts to help online businesses grow, prosper and thrive in today's global distribution marketplace. In the core of Nexway’s services are: e-commerce solutions and payment platform, online payment processing, customer care and refund management, fraud and chargebacks mitigation, tax management, invoicing, compliance, marketing services (CRO, PPC, Email Campaigns), subscription billing, retention optimisation, channel management, etc.

Industry: E-Commerce, Payment, Marketing,  Client location: Netherlands Technologies: PHP, Symfony, MyS-SQL, mongoDB Team: 5 + specialists  Duration of partnership: 2021 - ongoing  Cartbirds is a Dutch Company offering full eCommerce services targeting many European countries. The company has a huge experience in all aspects of eCommerce business. Their platform helps small startups but also big online sellers that need a turbocharger on their sales or want to expand to other countries.